About my new mixer! We were using one that a friend had given us out of her garage, but it didn't have the right attachments, and didn't work very well. Yesterday I got some WalMart gift cards in the mail from Samantha's teacher thanking me for everything I do for the program. So I was able to get some new stuff for the kitchen. My baking has been turning out better now that I have a lot of the right supplies. I got a new mixer last night and an instant read thermometer for making bread. The mixer is awesome. It is digital with 6 speeds and a bunch of attachments for making breads and . It is black and chrome, so it matches the kitchen. And it is GE. I Love GE! I have read a few negative reviews though, so we will see how it works. I have a 2 year warranty, so I shouldn't have a problem if it does quit working.
Tuesday, May 24, 2011
Tuesday, May 10, 2011
Budgeting For The Future
We live by a budget, and it is my job to put that budget together and make it work. We have never had a problem following the budget I have laid out. It is very detailed from what bills are due when and how they are paid. (Debit card, check, etc.) Here is what I have so far. Any advice would be greatly appreciated.
DH gets paid twice a month, well, every other week. After bills, we have x amount of dollars a month for any food we have to buy, extra bills we have to pay for some reason, extra spending money, or if we want to invest it, add bills, whatever. My question is, I do not want to waste the money on just going out to eat or buying things. I want to put it towards something productive. We thought about a college fund for Samantha, a house (and the extra house bills), more donations to the church or wherever we choose...Just not sure. Any advice? I want something that will do us some good in the future, not just now.
Internet is not in the budget because it is free through Jessie's job. And car insurance isn't in the monthly budget because we pay it off in 6 month policies.
DH gets paid twice a month, well, every other week. After bills, we have x amount of dollars a month for any food we have to buy, extra bills we have to pay for some reason, extra spending money, or if we want to invest it, add bills, whatever. My question is, I do not want to waste the money on just going out to eat or buying things. I want to put it towards something productive. We thought about a college fund for Samantha, a house (and the extra house bills), more donations to the church or wherever we choose...Just not sure. Any advice? I want something that will do us some good in the future, not just now.
| Week One Satellite-Automatic Withdraw 05th | Entertainment | $30 |
| Week One Netflix-Automatic Withdraw 15th | Entertainment | $10 |
| Week One Credit Card By Debit | Loans | $25 |
| Week One Gym-Automatic Withdraw 15th | Entertainment | $30 |
| Week One Savings-Online Transfer | Savings or Investments | $100 |
| Week One Gas Debit | Transportation | $60 |
| Week One Electric-Online Bill Pay | Housing | $100 |
| Week One Phone-ATM | Entertainment | $70 |
| Week One Life Insurance-Automatic Withdraw 11th and 19th | Insurance | $10 |
| Week Two Rent By Check | Housing | $550 |
| Week Two Gas By Debit | Transportation | $60 |
| Deductions (Taxes 401K Stocks and Health Insurance) | Savings or Investments | $250 |
| Every 6 Months Car Insurance | Transportation | $500 |
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